Online Mortgage Center
Online Mortgage Center
Apply Now
Today's Rates
| Mortgage | ||
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.000% | 4.072% | 0.000% |
| Home Equity | ||
| Home Equity Loan - 5 Year | ||
| Rate | APR | Points |
| 5.125% | 5.259% | 0.000% |
| Home Equity Loan - 10 Year | ||
| Rate | APR | Points |
| 5.490% | 5.561% | 0.000% |
| FHA | ||
| FHA 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.875% | 4.975% | 0.000% |
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.990% | 5.067% | 0.000% |
| VA | ||
| Federal VA 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.990% | 4.491% | 0.000% |
| Federal VA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.125% | 4.409% | 0.000% |
| USDA | ||
| USDA 30 YR Fixed Mortgage | ||
| Rate | APR | Points |
| 4.900% | 5.352% | 0.000% |
Rate Watch
Keep an eye on rates via email. Sign up for Rate Watch.
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for approval.
- A First Citizens Community Bank Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 800-326-9486.
Calculators
How much would my monthly payment be?
Can I save money by refinancing now?
Home Equity
Put your home to work for you with a home equity loan or line of credit.
Construction
Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality.