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Today's Rates

Home Equity Installment Loan
Home Equity Loan 5 Year Fixed
 Rate  APR  Points
 5.250%  5.384%  0.000%
Home Equity Loan 10 Year Fixed
 Rate  APR  Points
 5.510%  5.581%  0.000%
Home Equity Loan 15 Year Fixed
 Rate  APR  Points
 6.250%  6.301%  0.000%
Conforming Mortgage
15 Year Fixed Rate Conforming
 Rate  APR  Points
 4.250%  4.442%  0.802%
 4.375%  4.525%  0.515%
30 Year Fixed Rate Conforming
 Rate  APR  Points
 5.000%  5.124%  0.911%
 5.125%  5.219%  0.570%

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Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. A First Citizens Community Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 800-326-9486.


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Home Equity

Put your home to work for you with a home equity loan or line of credit.


Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality.

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Call Us: 800-326-9486

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